Vallejo dental insurance and financing, without guesswork
Use your PPO benefits, financing or our savings plan at our Vallejo office. You’ll know what your plan will reimburse before your first appointment.
Written by the Vallejo Family Dentistry team. Medically reviewed by Dr. Priyanka Kataria, DDS. Last reviewed: October 2026.
Maybe you heard “out of network” and nearly hung up. If you’re sorting out Vallejo dental insurance and financing, that phrase doesn’t have to rule out your PPO. You can still use your benefits with us.
How does out-of-network billing work at our office?
At Vallejo Family Dentistry, out-of-network billing lets you use your PPO benefits with us while we handle the insurance side in three steps:
We have a lot of patients with Delta Dental who still see us. We care for families from Vallejo, Glen Cove, Mare Island, Benicia and American Canyon, and our office holds 4.9 stars across more than 450 Google reviews.
Which dental plans can you use at Vallejo Family Dentistry?
We work with all PPO plans and help you get the most from your benefits, though a few plan types don’t work at our office:
If one of those is your plan, our Dental Savings Plan gives you a set monthly way to start care with us.
Know your reimbursement before your first visit.
Your First Step to a Healthier Smile
$199 New Patient Special
Open to every new patient, with or without insurance. Our $199 new patient special makes it easy to get started with compassionate, judgment-free care.
What’s included:
Gentle cleaning · Comprehensive exam · Digital x-rays · iTero® 3D scan
Need a deep cleaning? We’ll credit part of this fee toward your treatment.
Dental Care Without Stress or Judgment
We’re proud of the long-lasting results and the happy smiles that tell our story best.
Frequently asked questions
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Can I use Medi-Cal, Denti-Cal, or Medicare at your office?
No. We aren’t able to work with Medi-Cal, Denti-Cal, Partnership, Medicare, or HMO plans. You have other options at our Vallejo office: our Dental Savings Plan starts at $35 a month with preventive care included, and new patients can book a $199 first visit. CareCredit, Cherry, and Sunbit can also spread larger costs into monthly payments.
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What will I know before my first appointment?
You’ll know exactly what your PPO will reimburse for that first visit, based on your plan’s out-of-network benefits. For later treatment, like a filling or crown, we check your coverage again and tell you your cost before treatment starts. Have a question about Vallejo dental insurance and financing? Reach out to our team.
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How do CareCredit, Cherry, and Sunbit work?
All three let you pay for dental treatment in monthly payments. You apply with the company, and if you’re approved, you repay the balance on the terms it offers. Rates and terms vary by company and applicant, so compare them before you choose. You can use any of the three at our Vallejo office.
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Can I spread treatment out to fit my budget?
Yes. If you need more than one procedure, we can build a phased treatment plan that handles the most pressing work first and schedules the rest later. If your PPO has a yearly maximum, phasing can let you use benefits from more than one plan year. We set the order with you, so each phase fits your budget.
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Do I need to call my insurance company before I book?
No. Share your PPO details with our team when you book, and we’ll look up your out-of-network coverage for you. We also file the claim with your insurance company, so you don’t have to deal with claim forms. To get ahead, fill out your new patient forms online before you arrive.